Privacy Policy

Information We Collect

Information You Provide Directly:

• Email address and account credentials
• Financial account names, types, and related settings
• Finance events and recurring transaction schedules
• Payment information (processed securely through third-party payment processors)
• Communications with us, including support requests

Information Collected Automatically:

• Log data (IP address, browser type, access times, pages viewed)
• Device information (device type, operating system, unique device identifiers)
• Usage data (features used, time spent, interaction patterns)
• Cookies and similar tracking technologies (see our Cookies Policy)

How We Use Your Information

We use the information we collect for the following purposes:

• To provide, maintain, and improve our services
• To process your transactions and send related information
• To send you technical notices, updates, security alerts, and support messages
• To respond to your comments, questions, and requests
• To monitor and analyze trends, usage, and activities in connection with our Service
• To detect, prevent, and address technical issues and security threats
• To personalize and improve your experience
• To enforce our terms and conditions and protect our rights

reCAPTCHA (Google)

When you use the login or "request code" flow, we may use Google reCAPTCHA to help prevent fraud, abuse, and automated access. Google may process information such as IP address, browser and device signals, and interaction data as described in Google's documentation. Our servers send the reCAPTCHA response token to Google for verification and receive results (for example, a risk score for v3) so we can decide whether to allow the request. Google processes such data under its own policies; see Google's Privacy Policy and reCAPTCHA documentation.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data storage, and email delivery. These service providers are contractually obligated to protect your information.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
• Protection of Rights: We may disclose information when we believe it is necessary to protect our rights, privacy, safety, or property, or that of our users or others.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Data Security

We implement appropriate technical and organizational security measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit and at rest where applicable, access controls and authentication mechanisms, and secure server infrastructure. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Data Retention and Account Deletion

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

When you delete your account, we will delete or anonymize your personal information in accordance with our data retention practices, except where we are required to retain it for legal, regulatory, or legitimate business purposes. Account deletion does not entitle you to any refund or credit.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: You can request access to the personal information we hold about you
• Correction: You can request correction of inaccurate or incomplete information
• Deletion: You can request deletion of your personal information (subject to our account deletion and refund policies)
• Portability: You can request a copy of your data in a portable format
• Opt-out: You can opt-out of certain communications and data processing activities

To exercise these rights, please contact us at help@enchanteebabe.com. We will respond to your request within a reasonable timeframe.

Children's Privacy

Our Service is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at help@enchanteebabe.com. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information from our servers.

International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using the Service and providing information to us, you consent to the transfer of your information to our facilities and those third parties with whom we share it as described in this Privacy Policy.

Third-Party Services

Our Service may contain links to third-party websites, services, or applications that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party services you access.

California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, use, and disclose; the right to delete personal information we collect or maintain; the right to opt-out of the sale of personal information (we do not sell personal information); and the right to non-discrimination for exercising your privacy rights.

European Privacy Rights

If you are located in the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR), including the right to access, update, or delete your personal information; the right of rectification; the right to object to processing; the right of restriction; the right to data portability; and the right to withdraw consent.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We may notify you via email and/or a prominent notice on the Service prior to material changes taking effect. You are advised to review this Privacy Policy periodically for any changes. Changes are effective when posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us at help@enchanteebabe.com.