Terms & Conditions

Acceptance of Terms

By accessing and using Vanilla Finances (the "Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms & Conditions, you must not use the Service.

Third-Party Services (reCAPTCHA)

To protect sign-in and reduce automated abuse, we may use Google reCAPTCHA (including v3 risk scoring and, when required, a v2 challenge) when you request a login code or access account-related sign-in flows. Your use of the Service is also subject to Google's applicable terms and policies for that service. See Google Terms of Service and reCAPTCHA documentation.

Prohibited Activities

The following activities are strictly prohibited and will result in immediate account suspension and permanent blocking:

• Spam or Abuse: Any form of spam, abuse, or misuse of the login system, authentication features, or application functionality
• Automated Access: Use of bots, scripts, scrapers, or other automated systems to access or interact with the Service
• Account Sharing: Sharing your account credentials with unauthorized users or permitting others to access your account
• Malicious Activity: Any attempt to hack, disrupt, compromise, or probe the security or availability of the Service
• Fraudulent Activity: Any fraudulent use of payment methods, attempts to circumvent security measures, or chargebacks (see Refund Policy)
• Refund Requests / Chargebacks: Requesting refunds or initiating chargebacks or payment disputes (see Refund Policy)

Account Suspension and Blocking

Violation of any of these terms will result in immediate account suspension and permanent blocking. We reserve the right to suspend or terminate accounts at our sole discretion for any violation of these terms or for conduct we deem harmful to the Service or other users.

User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Ensuring your use of the Service complies with all applicable laws
• Not using the Service for any illegal or unauthorized purpose

Intellectual Property Rights

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of Enchantée Babe and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without our prior written consent.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Enchantée Babe, its affiliates, agents, directors, employees, suppliers, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, the Service.

Under no circumstances will Enchantée Babe be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Service or your account or the information contained therein. To the maximum extent permitted by applicable law, Enchantée Babe assumes no liability or responsibility for any errors, mistakes, or inaccuracies of content; personal injury or property damage resulting from your access to or use of our Service; any unauthorized access to or use of our secure servers and/or any personal information stored therein.

Data Loss, Corruption, and Exposure Liability Waiver

You expressly acknowledge and agree that Enchantée Babe shall not be liable for any loss, corruption, deletion, unavailability, or exposure of data stored on or transmitted through the Service, regardless of the cause.

By using the Service, you acknowledge and agree that:

• No Data Guarantee: We do not guarantee the preservation, integrity, or availability of any data you store, upload, or transmit through the Service. Data may be lost, corrupted, or become unavailable due to system failures, software errors, hardware malfunctions, network issues, security breaches, or acts beyond our control.
• Data Backup Responsibility: You are solely responsible for maintaining independent backup copies of all data you store on the Service. We are not responsible for any loss of data resulting from your failure to maintain adequate backups.
• Data Corruption: We are not liable for any corruption, alteration, or modification of your data, whether caused by system errors, software bugs, hardware failures, malicious software, user error, or any other cause.
• Data Exposure and Security Breaches: While we implement security measures to protect your data, we cannot guarantee absolute security. We are not liable for any unauthorized access, disclosure, leakage, or theft of your data, including data breaches, hacking, or security vulnerabilities.
• Missing Data: We are not liable for any missing, deleted, or inaccessible data, regardless of cause, including technical failures, human error, account suspension, termination, or otherwise.
• No Recovery Guarantee: We do not guarantee the ability to recover, restore, or retrieve any lost, corrupted, or deleted data.
• Third-Party Services: If we use third-party services for storage, processing, or hosting, we are not liable for any data loss, corruption, or exposure resulting from such third parties.
• Force Majeure: We are not liable for any data loss, corruption, or exposure resulting from events beyond our reasonable control, including natural disasters, war, terrorism, pandemics, government actions, internet failures, power outages, or other force majeure events.

You expressly waive any and all claims, demands, actions, causes of action, damages, losses, costs, and expenses (including attorneys' fees) arising out of or relating to any data loss, corruption, deletion, unavailability, or exposure, to the maximum extent permitted by applicable law.

Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that defects will be corrected.

Indemnification

You agree to defend, indemnify, and hold harmless Enchantée Babe, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms & Conditions or your use of the Service.

Termination and Account Deletion

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms & Conditions. Upon termination, your right to use the Service will immediately cease.

If you wish to terminate your account, you may do so in accordance with the account deletion options provided in the Service. No refunds or credits will be issued upon account deletion or termination. All provisions of these Terms & Conditions which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Subscription Plans and Usage Limits

The Service is offered under different subscription plans. Usage limits, if any, may be described in the application and may change from time to time with reasonable notice where required.

Fair use: We may enforce technical or policy-based limits to ensure stability, security, and fair access for all users. Abuse or use that we determine to be excessive or harmful may be restricted or terminated.

Service Availability

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We do not guarantee that the Service will be available at all times or free from errors or interruptions. We may perform scheduled or unscheduled maintenance with or without prior notice, and you will not be entitled to any refunds or credits for any such unavailability.

Third-Party Links and Services

The Service may contain links to third-party websites or services not owned or controlled by Enchantée Babe. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge that Enchantée Babe shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content, goods, or services.

Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Enchantée Babe operates, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms & Conditions or the Service shall be subject to the exclusive jurisdiction of the courts located in that jurisdiction.

Changes to Terms

We reserve the right to modify or replace these Terms & Conditions at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use the Service after revisions become effective, you agree to be bound by the revised terms.

Severability and Waiver

If any provision of these Terms & Conditions is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. These Terms & Conditions constitute the entire agreement between us regarding the Service. No waiver by Enchantée Babe of any term or condition shall be deemed a further or continuing waiver of such term or any other term.

Contact Us

If you have any questions about these Terms & Conditions, please contact us at help@enchanteebabe.com.